Reserve Bank proposes easing lending restrictions for first home buyers
Tuesday 14 October 2025 · 3 outlets · 3 reports · updated In this story Reserve Bank of New Zealand
The Reserve Bank is consulting on relaxing loan-to-value ratios to assist more people in entering the property market. The proposal suggests allowing banks to provide up to 25 per cent of new owner-occupier lending to those with less than a 20 per cent deposit.
